Later Life Financial Planning and Advice
Whatever your age, we help you plan for the future and retirement
It is never too early to start planning for the future. In fact, the earlier you begin to think about late-life planning, the better.
However, we understand that future planning can be a daunting prospect, especially regarding your financial life for retirement and beyond. With the help of great financial planners, it’s possible to put a strategy in place and truly put your mind at rest.
Whether you are concerned about Inheritance Tax, care home costs or ensuring that you can provide for yourself and your loved ones in the longer term, it’s always wise to seek financial advice from a reliable and qualified source. We aim to guide you through the life planning process smoothly and with minimal stress.
A financial adviser you can trust
Over the years, we have gained a reputation for providing straightforward and clear advice on the preparation of tailor-made wills, family trusts, long-term care plans and estate planning. We offer peace of mind for you, your loved ones and future generations of your family.
We provide bespoke advice about Inheritance Tax and Capital Gains Tax generally and can explain various planned measures that can be taken to mitigate these. We offer strategic tips on the use of trusts for the preservation of wealth. We particularly advise on how they might interact to help alleviate concerns that may manifest around the family home and care home costs.
We have considerable experience of succession in small businesses, especially in a rural context or where an enterprise has been run within one family for two or more generations. We would be delighted to have an opportunity to discuss these with you.
Bespoke advice just for you
At J & H Mitchell WS, we do not offer a one-size-fits-all planning strategy. Our policy is always to get to know you and your loved ones as well as possible to provide practical, meaningful and realistic advice tailored to your own specific needs.
Our late-life planners will talk you through the options and endeavour to provide workable and, where appropriate, tailor-made solutions for the long term. We don’t work with the sole aim of saving tax, but to whatever requirements that specific client presents.
We offer a free, no-obligation life phase review designed to take an in-depth look at your life and ambitions. From there, we can evaluate what we can do to help you organise, prepare and plan to protect and achieve these ambitions now and in the future.
Take the first step and contact any of our solicitors to make an appointment to take advantage of this complimentary introduction. We look forward to hearing from you.
We have experts ready to help with your later life and retirement financial planning, who will help take away the stress from this necessary but daunting task.